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Our city restores housing provident fund loan business to support housing consumption to improve people's livelihood

来源:Hot news website   作者:breaking news   时间:2024-02-29 09:39:55


According to the eighth meeting of the 4th meeting of the Municipal Housing Provident Fund Management Committee,time information this year, the city's housing provident fund business has stable operations, and has made significant contributions to supporting the city's housing consumption, improving people's livelihood, and helping the real estate industry.

According to data, from January to October this year, the personal housing loan of all financial institutions in our city was 6.242 billion yuan, of which the housing provident fund loan was invested 1.822 billion yuan, accounting for 22.6%.As of November, the city's collection of housing provident fund reached 5.967 billion yuan, an increase of 9.91%year -on -year.As of the end of November, a total of 59.784 billion yuan of housing provident fund was collected, and the balance of the collection was 19.22 billion yuan.At the same time, the city's withdrawal of housing provident funds reached 4.798 billion yuan, an increase of 23.22%year -on -year.The value -added income reached 237 million yuan, an increase of 1.13%year -on -year.In addition, the overdue rate of housing provident fund loans is 0.22 ‰, which is lower than the national loan overdue level, the funds are safe, and the risk control is good.

In order to further support housing consumption, the meeting also passed the restoration of housing provident fund loan business, and adjusted and optimized relevant policies.Eligible housing provident funds who meet the conditions to buy houses in the area of Guilin City and meet relevant regulations to apply for a housing provident fund loan in our city (the commercial house is determined by contract record time, and the second -hand housing is determined to obtain the time of the property right certificate).EssenceIt is worth noting that if the housing provident fund loan rate reaches or more than 90%for three consecutive months, it will suspend the application for the application of housing provident fund loan applications.At the same time, the requirements and approval elements of the conditions and approval of the loan in different places shall be consistent with the relevant provisions of the city's provident fund contributor to apply for housing provident fund loans.implement.

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