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Sanming's house purchase subsidy rules!These people can save a lot of money when buying a house

来源:Hot news website   作者:hot topic   时间:2024-02-29 10:48:01



A few days ago, Sanming Housing Construction Bureau released

Sanming Real Estate Policy Guide

Guidance subsidy countdown

Those who want to buy a house a year ago


1. The city's scope

1. Staged adjustment of personal housing loan interest rate policy

At the stage, the interest rate policy of Sanming's first house personal housing loan interest rate. Since September 13, 2023, the lower limit of the interest rate of the first house of personal housing loans in our city is reduced from LPR-20BP to LPR-50bp.Adjust.Based on their own operations, customer risk conditions, and credit conditions, financial institutions reasonably determine the interest rate level of personal housing loans on the basis of the policy limit.

Policy basis:The "Notice of the People's Bank of China The Bank of China Insurance Supervision and Administration of the Establishment of the Establishment of the Policy of the Personal Housing Loan Rate Policy of the first house" (Dynamic Adjustment of the Long -Effective Mechanism "(Yinfa [2022] No. 294)

Execution period:From September 13, 2023, the long -term adjustment mechanism is adjusted based on dynamic adjustment.

Responsible unit:People's Bank of China Sanming Branch and commercial banks

support hotline:Consultation telephones of various commercial banks

2. Optimize and adjust the differentiated credit policy

For residential families who purchase housing in Sanming City, the lower limit of the interest rate of the two sets of housing personal personal housing loans was adjusted to LPR+20BP, which started from September 29, 2023.Based on their own operations, customer risk conditions, and credit conditions, financial institutions reasonably determine the interest rate level of personal housing loans on the basis of the policy limit.

Policy basis:"Notice of the State Administration of Finance and Administration of the People's Bank of China on adjusting and optimizing differentiated housing credit policies"

Execution period:From September 29, 2023, follow -up according to policy adjustments

Responsible unit:People's Bank of China Sanming Branch and commercial banks

support hotline:Consultation telephones of various commercial banks

3. Extend the implementation period of some housing provident fund phased loan policy

In 2022, the "Cancellation of the Second Housing Provident Fund Loan Application Interval, Implementing the Housing Provident Fund's personal loan business, and the first application for the use of pure housing provident fund loans to apply for the first applicationThe loan policy enforcement period of the loan policy of 50,000 yuan from the maximum loan amount of employee families with a loan down payment ratio from not less than 40%to 30%, and two children with two children or three children (adding 50,000 yuan on the basis of the current policy (originally implemented until 523 5March 31) Extended to May 31, 2024.

Policy basis:"Notice of Sanming's Housing Provident Fund Management Committee on Adjusting Partial Loan Policy of Housing Provident Fund" (Ming Housing [2022] No. 2) and "Notice of Sanming City Housing Provident Fund Management Committee on the implementation of housing provident fund phased support policies" (Ming Housing [202222〕 No. 4), the "Notice of the Sanming Housing Provident Fund Management Committee on Adjusting some Housing Provident Fund Loan Policy" (Ming Housing [2023] No. 2)

Execution period:By May 31, 2024.

Responsible unit:Sanming Housing Provident Fund Management Committee, Sanming Housing Provident Fund Management Center

Consultation telephone: Housing Provident Fund Service Hotline: 12329;各住房公积金管理部:市区管理部8956107、大田管理部7233736、永安管理部3620865、Current Affairs明溪管理部2868308、清流管理部5333009、宁化管理部6835566、建宁管理部3985923、泰宁管理部7861288The Le of the Music Management Department 2262929, Shaxian Management Department 5831722, and Youxi Management Department 6336998.

4. Initial increase in the maximum loan amount of housing provident fund loans in our city

Improve the city's housing provident fund loan quota of 50,000 yuan and increase the maximum loan amount of the first housing provident fund loan of Yongan City by 50,000 yuan.That is: the first time the employee family applies for the housing provident fund loan, the maximum loan amount of the loan, 600,000 yuan in Yongan City, 450,000 yuan in a single employee, 550,000 yuan in other counties (districts), and 400,000 yuan in a single employee; the second application isThe maximum loan amount of housing provident fund loans is 500,000 yuan and a single employee of 350,000 yuan.

Policy basis:"Notice of Sanming Housing Provident Fund Management Committee on Adjusting Some Housing Provident Fund Loan Policy" (Ming Housing [2023] No. 2), "Notice of Sanming Housing Provident Fund Management Committee on adjusting the maximum loan amount of Yongan housing provident fund loan" (MingHousing [2023] No. 4)

Execution period:Improve the city's housing provident fund loan quota of 50,000 yuan: June 1, 2023 to May 31, 2024;March 31.

Responsible unit:Sanming Housing Provident Fund Management Committee, Sanming Housing Provident Fund Management Center

Consultation telephone: Housing Provident Fund Service Hotline: 12329;各住房公积金管理部:市区管理部8956107、Replica Shoes大田管理部7233736、永安管理部3620865、Current Affairs明溪管理部2868308、清流管理部5333009、宁化管理部6835566、建宁管理部3985923、泰宁管理部7861288The Le of the Music Management Department 2262929, Shaxian Management Department 5831722, and Youxi Management Department 6336998.

5. Allows to pay provident fund employees in different places to apply for a provident fund loan in our city

Employees who pay housing provident funds outside Sanming to purchase self -occupied housing in Sanming City can apply for housing provident fund loans in Sanming.

Policy basis:"Notice of the Sanming Housing Provident Fund Management Committee on Adjusting Some Housing Provident Fund Loan Policy" (Ming Housing [2023] No. 2)

Execution period:From May 31, 2023.

Responsible unit:Sanming Housing Provident Fund Management Committee, Sanming Housing Provident Fund Management Center

Consultation telephone: Housing Provident Fund Service Hotline: 12329;各住房公积金管理部:市区管理部8956107、high-quality Jordan大田管理部7233736、永安管理部3620865、明溪管理部2868308、清流管理部5333009、宁化管理部6835566、建宁管理部3985923、泰宁管理部7861288The Le of the Music Management Department 2262929, Shaxian Management Department 5831722, and Youxi Management Department 6336998.

2. Scope of counties (cities, districts)

1. (Sanyuan District) commercial house purchase subsidy

From July 1st, 2023 to December 31, 2023, the new commercial houses in business and office purposes in the planning area of the Sanyuan District are purchased, and the amount of record transaction of a single purchase contract network will be 500,000 yuan or more, and during this periodSigned a formal house purchase contract (registered with the house trading department) and the deed tax payment will be paid. After obtaining the deductible property right certificate and full deed tax invoice, the amount of the fiscal financial in the place of beneficiaries shall be based on 50% of the deed tax amount paid.Subsidy.

Policy basis:"Supplementary Notice of Sanying Housing and Urban -Rural Development Bureau on Supporting the Salvation and Healthy Development Policy of the Real Estate Market in Sanyuan District" (Ming Construction Regulations [2023] No. 3)

Execution period:July 1, 2023 to December 31, 2023

Scope of implementation:Three yuan district

Responsible unit:Sanyuan District Housing and Urban -Rural Development Bureau

support hotline:0598-7500179, 0598-8091653

2. (Sanyuan District) Commodity housing tax subsidy.

From July 1st, 2023 to December 31, 2023, a new commercial housing was built in the purchase of the Sanyuan District Planning Area, and the official purchase contract (registered by the house trading department) and completed the purchase of houses paid by deed tax during this periodObjects, after obtaining the property right certificate and full deed invoice of the commercial housing, the financial amount of the beneficiary is subsidized according to the amount of the deed tax paid.

Policy basis:"Supplementary Notice of Sanying Housing and Urban -Rural Development Bureau on Supporting the Salvation and Healthy Development Policy of the Real Estate Market in Sanyuan District" (Ming Construction Regulations [2023] No. 3)

Execution period:July 1, 2023 to December 31, 2023

Scope of implementation:Three yuan district

Responsible unit:Sanyuan District Housing and Urban -Rural Development Bureau

support hotline:0598-7500179, 0598-8091653

3. (Shaxian District) Shaxian snack owner buying house subsidy

For the owner of Sanming's Saudi Snack Management (identifying the business license within the validity period), if you purchase new commercial housing and non -residential commercial housing in this area, it will be subsidized at 1%of its land and house transaction price. The execution period is April 1, 2022From December 31, 2024 (overlapping enjoyment).

Policy basis:"Notice of Several Measures of Shaxian District People's Government on Printing and Distributing Shaxian District to further stabilize the real estate market" (Sha Politics [2022] No. 3)

Execution period:April 1, 2022 to December 31, 2024

Scope of implementation:Shaxian County

Responsible unit:Shaxian District Housing and Urban -Rural Development Bureau

support hotline:0598-5848927

4. (Shaxian District) New commercial housing purchase subsidy

Anyone who purchases new commercial houses (excluding parking spaces and garage) in Shaxian District will be subsidized by 200 yuan/square meter; parking space (garage) will be subsidized at 3%of its land and house transaction prices (the execution period is September 2023, 2023 2023, September 20, 2023 2023 2023From March 20, 2024, the online signing time of the purchase contract is subject to the time).

Policy basis:"Notice of the Shaxian District People's Government on Printing and Distributing Shaxian District to further stabilize housing consumption measures" (Sha Politics [2023] No. 5)

Execution period:September 20, 2023 to September 20, 2024

Scope of implementation:Shaxian County

Responsible unit:Shaxian District Housing and Urban -Rural Development Bureau

support hotline:0598-5848927

5. (Yong'an City) issue a consumer coupon for house purchase

The buyer purchased a new commercial housing (September 25, 2023 to December 25, 2023 in the urban area of Yong'an.

Policy basis:"Yong'an Housing and Urban -Rural Development Bureau, Yongan Education Bureau, Yongan Public Security Bureau, Yongan Human Resources and Social Security Bureau, and Yongan Natural Resources Bureau on Printing and Distributing <2023 Yong'an" House Purchase Consumption Voucher "implementation plan"Notice "(Yongjian [2023] No. 81)

Execution period:September 25, 2023 to December 25, 2023

Scope of implementation:Yongan City

Responsible unit:Yong'an Housing and Urban -Rural Development Bureau, Yongan Education Bureau, Yongan Public Security Bureau, Yongan Human Resources and Social Security Bureau, Yongan Natural Resources Bureau

support hotline:0598-3853095

6. (Mingxi County) New commercial house purchase subsidy

For Mingxi household registration families that meet the two children in accordance with the policy, the first purchase of new commercial houses in the urban planning area of Mingxi County and the housing housing area purchased by the purchased commercial houses is below 144 square meters (excluding 144 square meters), or purchase improvement improvementThe construction area of the newly -built new commercial housing and the housing housing purchased is above 90 square meters (including 90 square meters) less than 144 square meters (excluding 144 square meters), each set of 50,000 yuan subsidies (each family can only enjoy once every time, you can only enjoy once,.

Policy basisThe"Notice on the Implementation Plan for Optimizing the Breakfast Development of Planning Policy to Optimize the Development of Population Population" (Ming Committee [2023] No. 4)

Execution periodTheJuly 1, 2023 to June 30, 2028

Scope of implementation:Mingxi County

Responsible unitTheMingxi County Housing and Urban -Rural Development Bureau, Mingxi County Finance Bureau, Mingxi County Health and Health Bureau

consultTelephoneThe0598-2812149, 0598-2812227, 0598-2813462

7. (Jiangle County) Teacher industry purchase subsidy

From September 1st, 2023 to August 31, 2025, he edited Ledu County to buy newly built a new set of commercial housing (excluding second -hand housing) in the county town in the county.10,000 yuan/set), on the basis of enjoying the existing preferential policies, and then enjoy the subsidy of the fiscal 30,000 yuan/set, the subsidy time is subject to the record time of the network signing.After obtaining the house's non -movement certificate (the property rights need to be registered under the teacher's own name), the subsidy is issued.(During the policy period, you can only enjoy the purchase subsidy of each commercial housing during the policy; if both the husband and wife are teachers, each person can enjoy a house purchase subsidy once, but the preferential amount of the same housing house will not be superimposed).

Policy basisTheThe Office of the People's Government of the Lexian County on the implementation of the implementation opinions on the implementation of the implementation of the implementation of the implementation of the reform of the new era of the new era of the construction of the new era of the new era, and the notice of caring for the 15 measures (temporary) of the love teachers (temporary) (Huizheng Office [2023] No. 37)

Execution periodTheSeptember 1, 2023 to August 31, 2025

Scope of implementation:Ji Le County

Responsible unitTheThe Lexian Education Bureau, the Ledu Finance Bureau, the General Real Estate Registration Center, the General Housing Housing and Urban -Rural Development Agency

consultTelephoneThe0598-2322252, 0598-2322254, 0598-2331699, 0598-2322249

┃ ┃ ┃ ┃: Sanxian Comprehensive Sanming City Housing and Urban -Rural Development Bureau editor, please remark the complete source for reprinting.

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